Lumpsum Calculator

Calculate the future value of your one-time investment.

Investment Details

₹1,00,000
12%
10

Projected Value

Based on your inputs, here is the projection.

Total Investment

₹1,00,000

Estimated Returns

₹2,10,585

Total Value

₹3,10,585

About the Lumpsum Calculator

The Lumpsum Calculator is a financial tool designed to project the future value of a one-time investment. By providing a lumpsum amount, an expected rate of return, and the investment duration, you can see how the power of compounding can significantly grow your initial capital over time. This tool is perfect for planning long-term financial goals like retirement, a child's education, or wealth creation.

How to Use the Lumpsum Calculator

  1. Enter Total Investment: Use the slider to input the one-time amount you plan to invest.
  2. Set Expected Return Rate: Adjust the slider to reflect the anticipated annual rate of return on your investment.
  3. Define the Time Period: Select the number of years you plan to stay invested.
  4. Analyze the Results: The calculator will instantly show you the total projected value of your investment, the principal amount, and the estimated returns earned. The pie chart provides a clear visual breakdown of your initial investment versus the wealth gained.

Who Can Benefit from This Tool?

This calculator is extremely useful for anyone who has a surplus amount to invest at once. This includes:

  • Investors with a windfall: Such as a bonus from work, an inheritance, or proceeds from a property sale.
  • Long-term Goal Planners: Individuals planning for significant future expenses and wanting to see how a single investment can grow.
  • New Investors: To understand the concept of compound interest and its impact on a single investment.
  • Financial Advisors: To demonstrate potential growth scenarios to clients for various investment products like mutual funds or fixed deposits.