SIP Calculator

Calculate the future value of your Systematic Investment Plan.

Investment Details

₹10,000
12%
10

Projected Value

Based on your inputs, here is the projection.

Total Investment

₹12,00,000

Estimated Returns

₹11,23,391

Total Value

₹23,23,391

About the SIP Calculator

The Systematic Investment Plan (SIP) Calculator is a powerful tool for investors who want to build wealth over time by investing small, regular amounts. It demonstrates the magic of compounding by projecting the future value of your monthly investments. Whether you are saving for retirement, a child's education, or any long-term goal, this calculator helps you visualize how your disciplined investing can lead to a substantial corpus.

How to Use the SIP Calculator

  1. Enter Monthly Investment: Use the slider to set the amount you wish to invest every month.
  2. Set Expected Return Rate: Adjust the slider to input the annual rate of return you anticipate from your investment (e.g., from an equity mutual fund).
  3. Select the Time Period: Choose the total duration in years for which you plan to continue the SIP.
  4. View Your Projected Wealth: The calculator will instantly display the total value of your investment, the amount you invested, and the estimated returns. The pie chart offers a clear visual breakdown of your principal versus your earnings.

Who Should Use This Calculator?

This calculator is perfect for anyone looking to invest systematically, including:

  • New Investors: Who want to start their investment journey with small, manageable amounts.
  • Salaried Individuals: Who can allocate a portion of their monthly income towards long-term goals.
  • Long-Term Goal Planners: Individuals saving for retirement, buying a house, or funding education.