PPF Calculator
Estimate the returns on your Public Provident Fund investment.
Investment Details
₹1,00,000
15
Note: PPF has a lock-in period of 15 years. The current interest rate is assumed to be 7.10% p.a.
Projected Value
Based on your inputs, here is the PPF projection.
Total Investment
₹15,00,000
Total Interest
₹12,12,139
Maturity Value
₹27,12,139
About the PPF Calculator
The Public Provident Fund (PPF) Calculator is a valuable tool for anyone investing in this popular government-backed savings scheme. It helps you project the future value of your PPF investment by considering your annual contributions and the applicable interest rate over a chosen tenure. As a long-term, tax-efficient investment, PPF is a cornerstone of financial planning for many Indians, and this calculator makes it easy to visualize your wealth accumulation journey towards goals like retirement or a child's future.
How to Use the PPF Calculator
- Set Your Yearly Investment: Use the slider to define the amount you plan to invest annually (minimum ₹500, maximum ₹1,50,000).
- Choose the Time Period: Select the investment tenure in years. The default is 15 years, which is the initial lock-in period, but you can extend it in blocks of 5 years.
- Review Your Matured Corpus: The calculator instantly computes the maturity value, breaking it down into your total investment and the total interest earned. The pie chart provides a powerful visual of how much of your final corpus comes from interest.
Who Should Use This Tool?
The PPF calculator is beneficial for:
- Salaried Individuals & Self-Employed Professionals: Anyone looking for a safe, tax-saving investment for long-term goals.
- Parents: Planning for their children's higher education or marriage expenses.
- Risk-Averse Investors: Who prefer government-backed schemes with guaranteed, tax-free returns.