SWP Calculator
Calculate your regular withdrawals from a lump sum investment.
Investment Details
Projected Value
Based on your inputs, here is the projection for your SWP.
Total Investment
₹10,00,000
Total Withdrawn
₹9,60,000
Final Value
₹7,56,072
About the SWP Calculator
The Systematic Withdrawal Plan (SWP) Calculator is a strategic financial tool designed for individuals seeking a regular cash flow from their investments. It helps you determine how long your corpus will last if you withdraw a fixed amount every month. By inputting your total investment, monthly withdrawal amount, expected rate of return, and the withdrawal tenure, the calculator projects the total amount you will withdraw and the final value of your remaining investment. This is crucial for effective retirement planning and managing regular expenses from your savings.
How to Use the SWP Calculator
- Enter Total Investment: Use the slider to input the initial lumpsum amount you have invested.
- Set Monthly Withdrawal: Adjust the slider to the amount you wish to withdraw each month.
- Provide Expected Return Rate: Set the anticipated annual rate of return on your investment.
- Define the Time Period: Select the number of years you plan to make withdrawals.
- Analyze the Projections: The calculator instantly shows the total amount you will withdraw over the period and the final value of your investment at the end of the tenure.
Who Can Benefit from This Tool?
The SWP calculator is particularly useful for:
- Retirees: Who need to generate a regular monthly income from their retirement corpus to cover living expenses.
- Individuals seeking a second income: People who want to supplement their primary income with a regular cash flow from their investments.
- Conservative Investors: Who wish to protect their principal while enjoying regular returns.
- Financial Planners: To create sustainable withdrawal strategies for their clients.